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Personal Finance Products

UDC makes financing your new vehicle easier by offering flexible repayment and loan terms, fast turnaround on applications and competitive rates.
UDC can help finance your vehicle whether you’re buying from a UDC accredited dealer, non-accredited dealer or by buying privately.
To find out more or arrange finance:

Visit one of UDC’s accredited car dealers located throughout New Zealand who will arrange finance for you with UDC, or
Complete an online application form and we’ll have one of our representatives contact you as soon as possible, or
Call UDC’s car loan team on 0800 269 100 if you’re buying privately or from a non-accredited dealer.

Vehicle Loan

Use a vehicle loan when purchasing a vehicle privately or from a non-accredited dealer.

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Credit Sale Agreement

Use the vehicle as security for the loan.

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To find out more

If you would like further information on any of UDC's Motor Vehicle Finance facilities, please contact us.

UDC lending criteria apply

UDC PERSONAL PRODUCT FEATURES

If you’re after a car, van or utility, and want to borrow $10,000 or more, then a UDC Vehicle loan is ideal for you
Loan terms vary from 1-5 years
A copy of a full or restricted NZ Driver Licence for the applicant will be required
Comprehensive insurance to the vehicle’s value is required
Confirmation of income is required
Loan Establishment fee may apply
Must be a permanent resident of New Zealand or hold a work permit
Your application is subject to UDC’s credit approval process. Lending criteria apply