Apply online anytime, or if you want to discuss your options, our experienced team are ready to take your call. We can also help get your finance sorted if you’re wanting to buy from one of our Accredited Dealers.
Approvals are subject to responsible lending inquiries. UDC’s loan eligibility criteria, fees, terms and conditions apply.
If you have any questions, see our FAQs for more information.
Here’s some reasons why our customers trust us to help them get moving.
We've been around for over 85 years
100% finance available
Competitive fixed rates
24 hour turn-around
Flexible loan terms from 1 to 5 years
Seasonal repayment options
Quickly calculate what your repayments could be.
Disclaimer
This information is provided for illustration purposes only and the results are based on the accuracy of information provided. Any calculations made by this calculator are intended to be used as a guide only. It does not constitute an offer of finance from UDC. As this is only a guide, it is suggested that you contact a UDC Representative on 0800 623 623 to obtain a more accurate quote. Your application is subject to UDC's credit approval process and lending criteria. Additional fees and charges may apply. UDC will not store the information provided in this calculator. UDC does not accept any responsibility for any loss, costs, or liability directly or indirectly incurred by persons who rely on any amount calculated by this calculator.
Disclaimer
Three easy steps to apply for a loan.
If you have any questions these frequently asked questions may be able to help?
Can anyone apply for a business loan?
Yes, anyone who is a New Zealand citizen or has a New Zealand resident visa can apply for a UDC business loan. You also must be at least 18 years old when applying. All loans will be subject to both our lending criteria and standard lending inquiries being made.
Do I need to have a deposit before I apply?
Not always, UDC can consider financing up to 100% of the loan amount if required. All loans will be subject to both our lending criteria and responsible lending inquiries being made.
Can I get a loan approved before I'm ready to purchase?
Yes. You can apply for a conditional approval to know how much you can borrow before you go shopping. You can apply for the amount you think you need. A conditional approval is valid for 90 days for business loans.
How much can I borrow?
UDC's minimum loan amount is $10,000. You can use our online calculator to estimate what repayments will be and to ensure that they are affordable for you.If you want more than $500,000 contact our Asset Finance Specialists.
What can a business loan be used for?
You can use a business loan to pay for larger purchases such as additional vehicles, machinery or assets rather than using your hard-earned cash.
How do you apply for a UDC business loan?
You can apply online or you can call us on 0800 623 623 and our team can help you out.
How long will it take to get a decision on my business loan application?
We will be in contact with you within 24 hours.
Are there any GST benefits?
GST can be financed and repaid in the 3rd month of the loan agreement. Contact us for more information.
Is a business loan a secured or unsecured loan?
UDC business loans are secured loans which means you will need an asset like the new vehicle you are purchasing to be secured against your loan
What information do I need to provide to complete a business loan application?
• How long you have been in business
• Type of Industry
• Give details on previous Industry and Management experience
• What are the main services / products you provide
• Tell us where you operate and who your customers are
• We may need some additional financial information but we will assess and talk to you about this at the time of application
Existing customers can quickly and easily complete an application through myUDC.
